TTWROR or XIRR? Read Your Parqet Return on Any Day, on iPhone and Apple Watch

Your portfolio app shows a return of +9.66 %. But which one? The time-weighted TTWROR and the money-weighted XIRR can be miles apart for the same portfolio, and if you don’t know which one you’re looking at, you can’t tell whether you’re doing well. And when you want to know what that number was last Tuesday, you usually have to open a separate chart and squint.

PulseFolio 2026.11.16 answers both questions right on the dashboard, and brings the same idea to the Apple Watch: a chart you can move through with the Digital Crown, and a new list of the positions that moved your Parqet portfolio most.

TTWROR or XIRR: which return should you look at?

Both numbers are correct. They just answer different questions.

• TTWROR (true time-weighted rate of return) leaves out when and how much money you paid in or took out. It tells you how your investments performed, which makes it the fair number for comparing your portfolio with an ETF or with another portfolio.
• XIRR (internal rate of return, called IZF in German) counts every deposit and withdrawal at the moment it happened. It tells you how your money performed. If you invested a big sum just before a drop, XIRR shows that; TTWROR doesn’t.

XIRR is an annual figure, so for periods under a year Parqet doesn’t provide it and PulseFolio shows the plain return for the period instead. More on that in Parqet Gain After Fees and Taxes.

One tap explains it, and switches it

On the iPhone dashboard, the metric’s name now sits right next to your return. Tap it and a small menu explains each metric in one line. Pick the other one and the dashboard switches on the spot. The old switch at the bottom of the screen is gone, and the metric you didn’t pick still shows up as a tile, so you see both numbers either way.

Your return on any day: touch and hold the chart

The chart at the top of the dashboard now answers “what was it on that day?” without leaving the screen. Touch and hold it, then drag: PulseFolio shows the date and your return on that day. Tap Details for the full Performance Chart with drawdown.

The rest of the dashboard got calmer too:

• Periods: your most used periods, 1D, 1W, 1M, YTD and 1Y, are always in view. The others, like 3Y or Max, are behind the “⋯” button.
• Tiles: the last 7 days, the period’s high and low, the other return metric and the drawdown sit in even tiles of equal height.
• Fees & taxes: they’re now a slim strip with your gain after costs, instead of a full card.

Apple Watch: a chart you turn with the Digital Crown

Stats on the Apple Watch now opens with the chart of the period you’re looking at. Tap it and it fills the screen; turn the Digital Crown to move through the period one point at a time, with the date and your time-weighted return for that day above the chart.

Below the returns, Stats now has Winners & Losers: the three positions that gained most and the three that lost most in that period, each with its return and, outside Anonymous Mode, its gain or loss in money. You see at a glance whether one big position carried your month or dragged it down.

The other watch pages got tidier as well. Gain and return now sit on one line, with the metric’s name small above the percentage, and “Updated” only appears when your numbers are getting old, so a fresh screen stays clean.

Settings works like the Settings app

Settings on the iPhone is now a short list. What applies everywhere, like privacy, the portfolio and trend colours, sits at the top; every other area, the watch app, the watch face, widgets, alerts, logos and demo data, has its own page. Longer explanations are one tap away, so the pages stay short.

On iOS 26: your return on every tab

On iOS 26, a slim bar above the tab bar shows your portfolio’s return on every tab, whether you’re in Holdings, Activity or Markets. Tap it to jump back to the dashboard. The tab bar shrinks while you scroll, so lists get more room. And positions zoom open when you tap them.

Also in this update

The Markets tab is tidier: one source note replaces the separate notes and the disclaimer card, “Last updated” is a small caption, and the VIX and VVIX sparklines are neutral, so they no longer look red next to a green daily change.

How to get it

Update PulseFolio to 2026.11.16 from the App Store. There’s nothing to set up: the new dashboard, Settings and the watch’s Stats are there as soon as the update is installed. All features are in English, German, French, Italian, Spanish, Portuguese, Danish and Polish.

PulseFolio is available on the App Store for iPhone and Apple Watch. Everything it does is on the PulseFolio page.