Parqet Gain After Fees and Taxes: See What You Really Earned, on iPhone and Apple Watch

Your portfolio shows a gain of several thousand euros for the year, and that feels good. But if you traded a lot, the fees and taxes on all those orders don’t appear in that number, and they can be larger than the gain itself. The headline figure looks like a good year; what actually ended up in your account is a different story.

Parqet tracks those costs carefully. Until now, though, PulseFolio only showed you the gross gain. The two updates from this weekend, PulseFolio 2026.10.4 and 2026.10.5, put the costs right next to it, so you see what you really earned, on the iPhone and on your wrist. They also put the right name on every percentage, fix how High, Low and Drawdown are calculated, and make signing in to Parqet much more dependable across iPhone and Apple Watch.

Fees & Taxes and your result After Costs

On the iPhone dashboard and on the Stats page of the Apple Watch app, two new rows now sit below the gain for the selected period:

• Fees & Taxes: what Parqet recorded as fees and taxes within the period, taken from your actual broker bookings.
• After Costs: the gain minus those costs. That’s what you really earned.

The rows only appear when the period actually had costs, so a quiet buy-and-hold month stays uncluttered. They follow your privacy settings like every other amount: Anonymous Mode masks them with •••, while Hide Total Value leaves them visible, since they say nothing about your net worth.

Every percentage now says what it is

PulseFolio shows two return metrics: TTWROR, the time-weighted return that ignores when you added or withdrew money, and XIRR, the money-weighted return that takes it into account. On the Apple Watch, the big headline percentage now carries its name, so you no longer have to guess which one you’re looking at.

There was also a labelling problem. XIRR is an annualized figure and isn’t meaningful for periods under a year, so Parqet doesn’t provide it for 1 day, 1 week or 1 month. For those periods PulseFolio shows the simple period return, and it used to call that XIRR anyway. It’s now labelled Return, on the watch, the iPhone, in widgets, VoiceOver and Siri. Siri also names period and metric when it answers, for example “+3.28 % (TTWROR, YTD)”.

High, Low and Drawdown, calculated correctly

These numbers are only useful if you can trust them, and two of them had a flaw:

• High and Low of a period used to be estimated from the starting value and the return. That ignored buys and sales: after a large deposit, a portfolio could show a High far above any value it ever reached. They now come from your portfolio’s actual values.
• Drawdown, how far you are below the period’s peak, is now measured on performance everywhere, so a deposit or withdrawal can’t fake a dip. It also counts a drop on the very first day of the period. On the watch, the old “From High” row is now a Drawdown row under Returns.

The update also fixes the day’s gain when you sell a position: it now counts only how that position moved during the period, not everything it gained or lost since you bought it.

Signing in again, on iPhone and Apple Watch

If you ever disconnected PulseFolio from Parqet and signed in again, you may have hit one of these: a sign-in sheet that showed Parqet’s dashboard instead of returning to the app, or an Apple Watch stuck on Setup Required for hours. Both are fixed:

• Signing in again after Disconnect works right away. PulseFolio now uses your Safari session for the Parqet sign-in, so if you’re already signed in to Parqet in Safari, you don’t even need to type your password.
• The watch picks up a new connection immediately. The iPhone now hands it to the Apple Watch directly instead of waiting for iCloud Keychain, which could take hours.
• Fewer sign-in requests. Parqet connections renew regularly in the background, and iPhone and watch now pass every renewed connection to each other. Neither asks you to sign in again just because the other renewed it first.
• Disconnect means disconnect. Disconnecting from Parqet now fully signs out your Apple Watch and widgets as well.
• No false “Session Expired”. If the portfolio you selected was deleted or re-imported in Parqet, PulseFolio now switches to one that still exists instead of telling you your session expired.

Clearer settings, with a live preview of your watch face

Settings are now grouped by where they apply: Everywhere, Apple Watch App, Watch Face, Home Screen Widgets and This iPhone. In Watch Face you get a live preview of your complication, so you see the result before you look at your wrist. To switch to a different portfolio, tap the portfolio itself in Settings; the separate, easy-to-miss “Change Portfolio” row is gone.

You might also be looking for Parqet’s new portfolio views in the portfolio picker. They aren’t there yet because Parqet’s API doesn’t offer them so far; they’ll come to PulseFolio once Parqet adds them.

Better battery life and more privacy

• Battery: while your numbers are current, the Apple Watch app no longer reloads on every swipe or wrist raise, and complications refresh more efficiently.
• Siri no longer reads out amounts while your iPhone is locked.
• Anonymous Mode can still be switched on from Control Center or the Lock Screen at any time, but switching it off there now requires an unlocked iPhone (more on keeping your balance private).
• The Lock Screen widget now respects Hide Total Value and shows your gain instead of your net worth.

Also in these updates

• Tapping a widget or complication set to All Portfolios or to sub-accounts now opens exactly that selection.
• Cash accounts and other assets without a security name now show their name under Allocation and Holdings, and small slices stay visible in the allocation ring.
• Faster start: your numbers load right away, before PulseFolio checks your portfolio list.
• Switching tabs right after opening the app no longer shows an error message.
• Demo Mode no longer switches off on the Apple Watch when you change a setting, and leaving it no longer resets your watch’s settings and portfolio names.

How to get it

Update PulseFolio from the App Store; 2026.10.5 includes everything from 2026.10.4. Then pick a period with some trading in it, a year for instance, and compare the gain with After Costs. If you haven’t set up move alerts yet, Parqet Portfolio Alerts shows how.

PulseFolio is available on the App Store for iPhone and Apple Watch.